Lending Disclosure: Memphis Title Express is not a direct lender. We are a matching service that connects borrowers with third-party lenders. We do not make credit decisions or provide loan offers directly to consumers.
APR Disclosure: APR (Annual Percentage Rate) for title loans in Tennessee is approximately 264%, consisting of a 2% monthly interest rate and a 20% monthly customary fee. Actual APR may vary by lender and is subject to state regulations.
Credit Check Notice: Lenders in our network may perform credit checks or verify your information through alternative databases. Submitting an inquiry form does not guarantee you will be connected with a lender or approved for a loan.
State Information: Title pledge agreements in Tennessee are governed by the Tennessee Title Pledge Act (T.C.A. 45-15-101 et seq.). The maximum loan amount is $2,500, and agreements are typically for 30-day terms.
State Regulations: Tennessee Title Pledge Act; 2% monthly interest cap; 20% monthly fee cap; 30-day terms; $2,500 max loan.